| | ThAT FLORIDA
Fall feeling |
| October in Florida brings a subtle shift. The days begin to feel a little more comfortable, the humidity eases, and after a long summer, we start spending more time enjoying the spaces we call home.
It’s also the time of year when your home gets put to the test. Is the kitchen ready for holiday entertaining? Does the living room have room for friends and family? Is your outdoor space ready for long dinners, weekend gatherings, and enjoying the season?
Your home should feel like the perfect place to settle in, entertain, and enjoy everything this time of year has to offer. If your current space isn’t quite there, let’s change that.
Reply to this email or send me a text today, and let’s talk about what your ideal Florida home looks like this season. |
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| | | | | | DUPLEX- 1 BD 1 BA & 2 BD 1 BA 1312 SF $935,000 - JUST LISTED! |
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| | | | 2 BD 1 BA 1079 SF $315,000- Under Contract! |
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| | | | 3 BD 4 BA 2239 SF $1,499,000- NEW PRICE |
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| | | | 3 BD 2 BA 2356 SF $1,145,000- NEW PRICE |
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| | | | 4 BD 5 BA 3617 SF - $2,000,000- Sold Representing Buyer & Seller! |
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| | | | 3 BD 2 BA 1583 SF $1,475,000- Sold! |
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| | | | 3 BD 2 BA 1568 SF $750,000- SOLD |
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| | | | 4 BD 2 BA 1595 SF $485,000- Sold Representing Buyer & Seller! |
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| | | | 3 BD 4 BA 2112 SF $1,499,000- NEW PRICE |
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| | | | 4 BD 5 BA 4405 SF $4,400,000- SOLD |
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| | | | 4 BD 3 BA 4116 SF $3,490,000- SOLD |
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| | | | 3 BD 3 BA 1900 SF $1,595,000 - SOLD! |
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| | | | 3 BD 3 BA 1911 SF $960,000- SOLD! |
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| | | | 4 BD 3 BA 1730 SF $660,000- SOLD! |
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| | | | 4 BD 3 BA 1730 SF $650,000 - SOLD! |
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| September brought familiar signs of the fall market across both St. Johns and Duval counties. Inventory and days on market edged up, while pending sales and closed transactions declined. Combined with the recent rise in interest rates, these trends suggest we may see a more measured pace of activity as we move toward the end of the year.
We typically see a seasonal uptick in activity before the year comes to a close, but it remains to be seen how this year's market will respond to higher borrowing costs.
For buyers, it's worth remembering that while a mortgage rate can potentially be improved through refinancing if rates decline in the future, today's affordability is what matters most. Focus on finding a home that fits your needs, your long-term plans, and your budget as it stands today.
For sellers, there is no need to wait for a perfect market that may never arrive. Pricing strategically and understanding current buyer expectations can make all the difference.
We'd all love a crystal ball to tell us what the market will do next. In reality, the advantage comes from understanding the conditions in front of us and making informed decisions within them. The market will continue to shift, but with the right strategy, there are opportunities in every season. |
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| | Source: Northeast Florida Association of REALTORS |
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| | | | Mortgage Rates Average 7.40% |
| As market conditions continue to evolve, borrowers should remember that shopping around for a mortgage rate and getting multiple quotes can potentially save them thousands over the loan’s lifetime.
The 30-year fixed-rate mortgage averaged 7.40% as of October 8, 2026, up from last week when it averaged 7.28%. A year ago at this time, the 30-year FRM averaged 6.30%.
The 15-year fixed-rate mortgage averaged 6.73%, up from last week when it averaged 6.60%. A year ago at this time, the 15-year FRM averaged 5.53%.
Source: Freddie Mac For more info click HERE |
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| | | Sellers Make 4.6% More When Choosing Private Exclusives or Coming Soons |
| Think listing your home everywhere all at once is the best way to get top dollar? New research reveals why rushing straight to public search portals could actually be costing you thousands and how a strategic phased rollout puts nearly twenty thousand extra dollars directly into your pocket.
Courtesy of Compass |
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| | | | Step into a whole NEW Spooktacular as Jacksonville's favorite fall tradition returns with a refreshed nighttime experience! Beginning at 6 p.m., explore the Zoo after hours as you follow a one-way trail filled with festive lights, interactive displays and fun for all ages. Along the way, enjoy trick-or-treat stations, seasonal photo opportunities and plenty of festive surprises.
Select nights from October 10-31. Please check their website for exact dates, times and details.
More info |
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| | | Haunt the Jax Beach bars on Halloween, starting at Sneakers Sport Grille.
Round up your boo crew, show off your costumes, and prepare for a night of creepy cocktails, chills, and unforgettable bar-hopping fun!
More Info |
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| | Lifestyle Tips and Tricks |
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| | Fall Home Maintenance Checklist: 8 Essential Tasks for the Season |
| Prepare your house for changes in the weather by sealing window drafts, scheduling an easy furnace tune-up, and reversing ceiling fans to keep your living space cozy, safe, and energy-efficient.
Courtesy of |
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